Military & Veteran Real Estate Resources
for South Carolina
YOU are our mission. Founded by a 29-year U.S. Air Force veteran, HSR helps service members and military families PCS into South Carolina with the housing allowance, VA loan, and relocation information you need — all in one place.
2026 BAH Calculator
Your Information
VA Loan Information & Resources
Most active-duty, veteran, and eligible surviving spouse buyers in our area use a VA loan. Here's what the benefit actually offers, and what it costs.
Benefits
$0 Down Payment
No down payment required for most buyers with full entitlement; no VA-imposed loan limit for those buyers, regardless of loan size.
No Monthly PMI
VA loans never require private mortgage insurance, typically saving buyers $100–$300+ per month versus a conventional low-down-payment loan.
Competitive Rates
Because the loan is partially guaranteed by the VA, lenders can typically offer lower interest rates than conventional financing.
Reusable Benefit
Entitlement can be restored after a home is sold or the loan paid off, so the benefit can be used again for a future PCS move.
2026 VA Funding Fee
Most borrowers pay a one-time funding fee, which can be rolled into the loan. Veterans receiving VA disability compensation (10% or higher) are exempt.
| Down Payment | First-Time Use | Subsequent Use |
| 0% down | 2.15% | 3.3% |
| 5% or more down | 1.5% | 1.5% |
| 10% or more down | 1.25% | 1.25% |
Getting Started
Certificate of Eligibility
Request your COE at VA.gov, through a lender, or with your DD-214 / Statement of Service.
Get Pre-Approved
HSR works with lenders experienced in military PCS timelines and BAH-based qualification.
Use Your BAH
Many lenders will count verified BAH toward qualifying income.
PCS & Military Relocation Guide
Moving to South Carolina on orders is its own kind of operation. Here's the timeline we walk clients through, plus the 2026 entitlement figures worth knowing before you talk to your PPSO.
Timeline
As soon as you have orders
60–90 days out
30 days out
Report date
Contact your installation's PPSO / relocation office and start house-hunting research. Reach out to an HSR agent so we can start matching listings to your gaining BAH and report date. Get pre-approved for financing if you plan to buy rather than rent.
Decide between a household goods move or a Personally Procured Move (PPM/DITY). Begin a virtual or in-person house-hunting trip if authorized.
Finalize movers or PPM paperwork, confirm lodging.
Complete household goods delivery or PPM weigh-in/reimbursement paperwork, register with your gaining unit, and set up TRICARE and school enrollment.
2026 PCS Entitlements to Know
PPM (DITY) reimbursement
100% of the Government Constructed Cost (GCC); up to 60% can be requested as an advance
MALT (mileage) rate
$0.205/mile (2026)
Standard CONUS per diem
$109/day ($70 lodging + $39 M&IE)
Dislocation Allowance (DLA)
approximately $1,019 (junior enlisted, no dependents) up to $6,386 (senior officers, with dependents) in 2026
Pet reimbursement
up to $550 CONUS / $2,000 OCONUS, for orders dated January 1, 2024 or later
Military & Veteran Resource Directory
DoD BAH Rate Lookup
The official source for your exact BAH by ZIP code, rank, and dependency status.
Learn MoreMilitaryINSTALLATIONS
Housing, relocation, and family support contacts for every base, searchable by installation.
Learn MoreTRICARE
Update your health plan and find in-network providers near your new duty station.
Learn More